
Personal Loan
Level Up with fast, flexible personal loans for the plans that matter.
Borrow up to KES 10M and repay in installments matched to your income.
- Completed Bank of Africa Personal Loan application form
- Employer letter of undertaking
- Copy of valid ID
- Copy of PIN certificate
- Originals of your last 3 months' payslips
- Certified bank statements for the last 6 months
Loan calculator
Enter KES 50,000 to KES 10,000,000.
Insurance and fees are excluded from these estimates. The bank will confirm the applicable interest rate, insurance premium and charges with your offer.
Disclaimer: The amount reflected in the calculator is for illustration purposes only, and may be subject to change based on the individual and based on terms and conditions.
Estimated monthly repayment
KES 964.84
Personal loan amount requested
KES 50,000.00
- Total interest paid
- KES 31,046.37
- Total repayment before fees
- KES 81,046.37
How it works
- 1
Apply
Contact the bank to start your application.
- 2
Review within 48 hours
We look at your details and get back to you.
- 3
Submit documents
Share the documents on your checklist.
- 4
Disbursement within 1 week
Once approved, your funds are released.

Start your application
Chat with Bank of Africa Kenya to discuss your application. The bank responds to applications within 48 hours.
- Loans from KES 50,000 to KES 10,000,000
- Up to 84 months to repay
- Disbursement within 1 week
Prefer to talk? Chat with us
Important Note: Submitting this application is an expression of interest and does not guarantee loan approval. All applications will be subject to the Bank's credit assessment, eligibility criteria and terms and conditions.