Mortgage

Own Your Dream Property with Our Mortgage Solutions

Acquisition Mortgage

Are you looking to buy a home, investment property, or commercial space? Our Acquisition Mortgage offers flexible financing solutions for salaried individuals, business owners, and diaspora customers to help you secure the property you need.

Key Features

• Who Can Apply? Salaried individuals, diaspora customers, and business owners.
• Flexible Financing: Up to 90% for salaried individuals
• Loan Amount: Based on property value.

Financing for :

• Owner-Occupied Homes:
• Commercial Mortgages (Residential Multiple Units):
• Plot Purchase:
• Diaspora Clients: Eligible for already built units only, with a maximum of 70%

Start your journey to home or property ownership today! Contact us to apply or visit your nearest BOA Kenya branch.

Construction Mortgage

Are you planning to build your dream home, rental units, or commercial property? Our Construction Mortgage is tailored to help individuals and businesses spread construction costs over time, with the benefit of a moratorium during the construction phase.

Key Features

• Who Can Apply? Salaried individuals and business owners.
• Financing Limit: Up to 80% of the total construction cost, including professional fees.

Required Construction Documents

• Approved building plans & structural drawings.
• NEMA approval (for multi-unit projects).
• Bills of Quantities (BoQ) verified by a professional.
• Proof of qualification and registration of construction professionals.
• Structural Integrity Report (for ongoing projects).
• NCA Certification, where applicable.

Build your future with ease! Get in touch with us today to apply or visit any BOA Kenya branch for more information.